YOU NEED A LENDER'S LOAN PRE-APPROVAL BEFORE YOU MAKE AN OFFER!
Put yourself in the strongest possible position and get your offer accepted when negotiating for your new home with your loan pre-approval letter in hand.
In a competitive real estate market (like the one we're currently in), sellers rarely take seriously a purchase offer that does not include a loan pre-approval letter from a reputable lender. By not having one prepared, buyers are signaling to the sellers that they are not really committed to purchasing their home and that the buying process could be dragged out for days or even weeks while the buyers get their "ducks" in a row. Often times leading to a rejected offer and an opportunity for a different buyer to come along to "swoop in" and make the purchase before you.
Getting your free loan pre-approval and securing financing for your new home is fast and easy when you follow these simple steps:
Consult a Loan Officer
First, we’ll get you on the phone with one of our licensed loan officers. They’ll ask you some basic questions to find out what you’re looking for. From there, they’ll determine the best path for you to take, whether that’s a pre-qualification, pre-approval, or mortgage application.
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